How a New Authority Request Works
From request to filing, the steps are straightforward.
New carrier insurance request
For new or pending authorities. Free.
Tell us your stage
Planning, pending or active, plus trucks and freight.
Talk with an agent
A licensed agent or partner may follow up about drivers and equipment.
Choose coverage
Compare limits, cargo coverage and payment terms.
Filing is made
Your insurer files proof of coverage with FMCSA.
Keep these handy
- USDOT and MC numbers if assigned
- Driver licenses and experience
- Truck and trailer VINs
- Planned commodities and states
- Business formation documents
Request early
You do not need to wait for your MC number to ask for quotes. Requesting early gives you time to compare options and line up a down payment, so the filing can go in soon after the docket number is assigned.
What the agent asks
Expect questions about who owns the company, each driver's experience and record, the trucks and their values, the freight you plan to haul and where you will run. Answer accurately; a policy based on wrong information can be rescinded or cause claim problems later.
Checking the filing
After coverage is bound, ask when the filing will be made and check the public FMCSA record. Your authority cannot activate until the filing and BOC-3 are on file.
Free to ask, free to decline
A quote request for a new authority is free. If the numbers do not work for your startup budget, say no and ask us to stop.
If coverage is hard to place
Some new authorities, especially with limited driving experience or certain freight, find few insurers willing to quote. If that happens, ask the agent what would improve the options, such as more experience, a different commodity or leasing on to an established carrier for a period first.
Waiting on insurance to activate your authority?
Tell us your setup stage and the freight you plan to run. A licensed agent or partner may contact you about coverage and filings.